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FAQ Guide
What factors affect my boat insurance quote?
Factors such as the type of boat, its age, your boating experience, and where you primarily use it can all influence your insurance quote.
Can I get discounts on my boat insurance?
Yes, many insurers offer discounts for safe boating practices, completing a boating safety course, or bundling policies with other insurance.
Do I need boat insurance in Florida?
While Florida does not legally require boat insurance, it is highly recommended to protect yourself financially against potential accidents or damage.
How does liability coverage work for boat insurance?
Liability coverage helps pay for damages or injuries you cause to others while operating your boat, protecting your assets in case of a claim.
What is the difference between comprehensive and collision coverage?
Comprehensive coverage protects against non-collision incidents like theft or damage from natural disasters, while collision covers damages resulting from an accident.
